No, it's not weight related or fitness related.
Well, those still stand. I still want to lose about 6-10 more pounds and stay fit and get fitter.
But this is grocery budget goal.
I've fallen off the grocery budget wagon of late. This started as a frugal cooking blog. The other day, I was perusing old posts, and I came to 2009. If you've been reading that long (maybe one of you?), back in 2009 I made it a goal to eat on very little.
My goal was to alternate months - one month $160/ month, the next $320. That comes out to being an average of $240/ month. That did NOT include the CSA (pre-paid at about $900 for the year). I made it to September and then I got tired and quit. It was still worthwhile.
The fun part and challenging parts - well, I started with a well-stocked freezer (like now). The $160 months were really just using what I had on hand and replacing only necessities. The $320 were much more flush - but as I ate through the freezer, I had to choose - loosen the reigns and get something "special", or restock the freezer?
Here's a snapshot of the first half: (I made it three more months):
I haven't even LOOKED at the budget in forever - we stopped using Quicken to track our finances (just don't have time to enter everything anymore). We started using Mint.com, but I didn't have the password.
So today I logged into Mint, and checked the budget for last year. Note: certain stores always come up as groceries, even if they are not. I was able to adjust some (for example: the new mattress at Costco), but there are others I could not. For example, Costco is sometimes food and sometimes diapers and sometimes both. So I'm sure last year's total has diapers and other non-foods in there. But there is no way to break it out.
I will try to break it out this year. I have a notebook and a pencil (despite being an engineer and an Excel nerd at work, I like paper). That will let me subtotal the Costco trips.
Here's a snapshot of our food costs up to 2010.
One other issue is that we are 4 people now, not 3.
Do you want to know the damage for 2014? Here it is:
Groceries: $10,261.
Dining Out: $2,121
Ouch
(That doesn't include my protein shakes, which are $100/month. I'm not even sure how they are categorized. Health and Fitness?)
So I decided to try to set a budget again, along the lines of 2009. I'm not sure I can really do it - I mean, full time job, 2 kids, PTA job. But I really just need to get back in the habit of cooking more "snack foods" - buying yogurt in big tubs, not small containers. Baking more bread (for the boys, anyway), cooking beans more often (I seem to be on the once a month trend.)
But if I even can come close for 1/2 the month, that will be savings!
Here's how I did my calculations:
2009: average of $240 a month
From 2009 to 2012, groceries have gone up about 25% (google tells me so)
I've added another family member (albeit a small one)
$240/month x 12 months x 1.25 (25% grocery increase) x 1.15 (new kid) = $4140
52 weeks a year = $80 per week
The CSA was already paid for, $935.
If I hit it (and to be honest, we have already spent 50% more than that this year, before I made this decision), then the yearly total will be $5075, about half last year's. Oh, who am I kidding. I'm not going to hit it. Maybe it will be fun to try?
3 comments:
I think I have been reading you since 2009!
Yep, life sometimes gets in the way - I used to mint.com too, but it's been years.
Now with the kids in the house, I am spending more money on groceries, but I can't really tell yet because I haven't had a true full week of meal planning because of the holidays and being out of town last weekend. I am hoping for $100 a week though!
The USDA publishes a cost of food, here's one:
http://www.cnpp.usda.gov/sites/default/files/CostofFoodNov2014.pdf
The give guidelines based on family size and thrifty, low cost, moderate, and liberal. At $900, you are moderate, and dropping to $560 would be thrifty. I've also gone from below thrifty to moderate (and back down), and, meh. I will say that its good to know how to cut expenses to the bone, but $500/family is not significant budget wise? At least for me, going from $200/mo to $100 meant a sharp reduction in produce variety, condiments... As long as I'm eating at home, what kind of grocery splurges are cheaper than eating out? For me, fish and meat, a fancy teabag or luxury cheese, an occasional wine.
I used to read that cnpp site all the time to make comparisons. By "all the time" I mean "before I had my second kid".
I kind of remember being thrifty or low-cost. Now you are going to make me go back and look at the latest data.
I bought wine AND fancy cheese this weekend, but at least I made bread!!
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